Residential Solar Financing

Power your home now—pay over time.

Waiting to go solar—or delaying needed service and maintenance—often costs are more than homeowners realize. Rising energy bills and reduced system performance can quietly erode the value of your investment. Indigo Solar Energy’s residential solar financing options are designed to remove the biggest barrier homeowners face: upfront cost.

Through our financing partner Hearth, we make it easier to move forward with confidence—whether you’re installing solar for the first time or maintaining and protecting an existing system. With flexible financing options and a fast, homeowner-friendly approval process, you don’t have to put off cleaner energy or essential system care.

If your solar system needs attention—or if you’ve been waiting for “the right time” to invest—financing can turn hesitation into action. Indigo Solar Energy helps you focus on long-term performance and savings, while spreading payments into manageable monthly options.

Financing is available for both new solar installations, solar service and repairs, with options that adapt to different financial situations.

Highlights include:

Multiple financing options available, including unsecured loans, home equity options, and credit-based solutions
Loan amounts starting as low as $1,000
Minimum credit scores starting at 550
Fast approvals with no obligation to proceed
One simple application that checks multiple lenders at once
No impact on your credit score during pre-qualification

Applications are processed through Hearth’s secure platform, which uses a soft credit pull to instantly match homeowners with financing offers from multiple lender partners.

Financing Details & Disclosures

Loan terms, rates, and approval are determined by Hearth’s lending partners. Financing options may include unsecured loans, HELOCs, or promotional credit-based financing. Minimum credit requirements and loan availability vary by lender. Pre-qualification uses a soft credit inquiry and does not affect your credit score.